Accountability

This section covers the following:

• Internal Financial Control
  Details the key procedures that have been designed and established to provide effective internal financial control.
• Risk Management
  Details the risk management process and the system of internal control operated during the year including: Group internal audit, the Audit Committee, the Risk Management Group, Divisional and Group functional key risks and year-end compliance reporting.
• Auditors
  Covers the independence of auditors and our policy on engagement of non-audit services.